After decades in the workforce, retirement should be a time for seniors to relax and enjoy the fruit of their long-term labors. According to data from the AARP, 61% adults over 50 worry they will not have enough money for

If you want to sell life insurance for cash — also known as a life settlement — you’ve picked a good time. The life settlement market is predicted to see significant growth through 2025 and beyond, thanks to aging populations

Clients rely on fiduciaries to guide them through complex financial decisions, especially as they age and their financial priorities shift. Life settlements are gaining attention as a way for seniors to turn unwanted or unneeded life insurance policies into immediate

How much do life insurance policies sell for? It’s a common question for retirees who find themselves with policies they no longer need or have other, more immediate uses for the value contained in these policies. If you choose a

Policyholders often see life insurance as a long-term safety net — something you set up, pay into and hope your family won’t need too soon. But for many policyholders, especially seniors juggling rising expenses, there comes a point when the

Just 34% of Americans saving for retirement feel like they’re on track for success, according to data from the Federal Reserve. Moreover, 55% reported being uncomfortable managing their financial investments. Life settlements offer a path to improved financial security —

Financial advisors carry a lot of responsibility, especially as a client’s needs shift with age. When a client starts reevaluating their assets in retirement, or their family steps in to help, traditional financial planning strategies don’t always fit. That’s where

Life changes as the years roll on, and so do your financial needs. Maybe your mortgage is paid off, your kids are financially independent, or the cost of life insurance premiums is straining your budget. If your policy no longer

The face value of life insurance policies is steadily trending upward. Just 10 years ago, the average purchase value was $160,000 — it’s now over $200,000. But what happens if you no longer need some or all of your policy?

Life insurance is one of the most misunderstood assets in America. While most people think of their policies as something that only pays out when they die, you can actually get cash from your policy while you’re still alive by