Facing a terminal diagnosis is a challenging experience, both emotionally and financially. Many policyholders wonder if they can use their life insurance to cover medical expenses, improve their quality of life or provide for their loved ones before they pass.

Life insurance is often considered a safety net for loved ones, providing financial security in case of an untimely passing. However, policyholders may not realize that their life insurance policy can also serve as a financial tool while they’re still

Life insurance provides financial security for loved ones, but paying the premiums can become difficult over time. Whether due to retirement, a change in income or unexpected expenses, many people find themselves unable to keep up with their life insurance

The U.S. life insurance market was worth more than $1.2 trillion in 2024 and is on track to reach $1.5 trillion by 2028. These numbers make life insurance a valuable investment opportunity for buyers, and a potential windfall for policyholders

Selling a life insurance policy through a life settlement can unlock significant financial value, but the transaction may also have tax implications. Many policyholders are unaware that the proceeds from a life settlement may be partially taxable, depending on factors

Thinking about a life settlement as a way to unlock the value of your life insurance policy? Without professional guidance, you risk accepting a low offer or getting stuck with unfavorable terms. That is where a life settlement broker can

When it is time to cash in your life insurance policy, you have two main options: surrendering the policy for its cash value or selling it through a life settlement. Both can help you access your policy’s financial value, but

Imagine facing an unexpected financial emergency, such as a major home repair or a hefty medical bill, and then realizing you can pull money from your life insurance. That’s what life insurance policies with a cash value can be —

Have you ever wondered if there is a way to turn an unwanted life insurance policy into cash? If so, a life settlement can be an excellent option. But for many, exploring the life settlement market is uncharted territory that

A life insurance policy can be a financial lifeline, but what happens when you no longer need or cannot afford it? Most policyholders let their policies lapse, losing the chance to benefit from years of premium payments. A smarter solution