The Life Settlement Blog

Can You Sell a Life Insurance Policy if You Are Under 65?

Although there are a few exceptions for individuals with certain medical conditions, you typically cannot sell your life insurance policy if you are under the age of 65. Which begs the question, at what age can you sell your life

What Is a Settlement of a Death Benefit?

When it comes to life insurance policies, there are two ways to reach a settlement. The first is by paying the death benefit to the beneficiary. Generally, death benefits are paid out in four different methods: 1. A lump sum

What Do Life Settlement Companies Do?

Life settlement companies facilitate the sale of life insurance policies for qualifying individuals 65 years or older who may no longer need their policies or can’t afford them. These companies serve as intermediaries between policyholders and potential buyers, creating opportunities

Life Settlement Providers

Life insurance policies can offer much needed protection for a person and their family, which is why so many people purchase them. But as we age, our responsibilities and priorities change. Many people eventually find that the reasons they once

Life Settlement Broker Near Me

If you’re reading this, you’re probably considering selling your life insurance policy. Life settlement companies like Life Settlement Advisors (LSA) love helping our clients sell their life insurance policies for more money, less hassle, and the freedom to spend their

Life Settlement Companies

As of 2022, there was essentially a 50/50 divide between American adults who own some form of life insurance policy and those who don’t. Even with only half of the country owning life insurance, though, an incredible $200 billion worth

Red piggy bank

Can You Cancel a Life Insurance Policy at Any Time?

There are plenty of reasons why you might no longer want or need a life insurance policy. Maybe you no longer have any dependents to worry about, or maybe you can’t afford to keep paying the premiums. Or, maybe you

How Much Will I Receive If I Surrender My Life Insurance Policy?

At some point, you might consider surrendering or selling your life insurance policy that you no longer need or want. But what does surrendering a policy mean, and how do you sell one?  When a life insurance policy is surrendered,

Man reading life insurance plan

Is There a Penalty for Canceling Whole Life Insurance?

While whole life insurance may have served you well, the moment can come to pass where you no longer need (or want) a life insurance policy. Maybe paying the monthly premium has become too much, or maybe you’d rather use

Man signing life insurance paperwork

Life Insurance Policy Cancellation Rules

Life insurance can create a financial safety net for those who have recently bought a house, are married, or have children. In fact, 68% of those with life insurance feel financially secure. However, as you get older and your life