The Life Settlement Blog

How to Choose the Right Life Settlement Broker or Provider

People have long seen life insurance as a way to protect what matters most. But for older policyholders and their families, today’s financial pressures — rising care costs, shifting estate needs and reduced income — are forcing many to rethink

One Big Beautiful Bill: What It Means for Retirement Income

The One Big Beautiful Bill (OBBB), signed into law on July 4, 2025, brings sweeping changes for retirees. At the center is a new $6,000 ($12,000 for couples) senior standard deduction increase available through 2028. The new tax law is

When to Cancel Joint Survivorship Life Insurance

Joint survivorship life insurance was once a staple in estate planning. Many couples bought these second-to-die policies decades ago to cover federal estate taxes or leave a sizable inheritance behind. The idea made sense when tax thresholds were lower and

How Life Settlements Fit Into a Comprehensive Retirement Income Strategy

After decades in the workforce, retirement should be a time for seniors to relax and enjoy the fruit of their long-term labors. According to data from the AARP, 61% adults over 50 worry they will not have enough money for

How Do I Sell My Life Insurance Policy for Cash?

How to Sell Your Life Insurance Policy for Cash Through a Life Settlement

If you want to sell life insurance for cash — also known as a life settlement — you’ve picked a good time. The life settlement market is predicted to see significant growth through 2025 and beyond, thanks to aging populations

Life Settlement Process: A Guide for Fiduciary Advisors

Clients rely on fiduciaries to guide them through complex financial decisions, especially as they age and their financial priorities shift. Life settlements are gaining attention as a way for seniors to turn unwanted or unneeded life insurance policies into immediate

How Much Money Do You Get When You Sell Your Life Insurance Policy?

How Much Can I Sell My Life Insurance Policy For?

How much do life insurance policies sell for? It’s a common question for retirees who find themselves with policies they no longer need or have other, more immediate uses for the value contained in these policies. If you choose a

Canceling Life Insurance: Risks, Options & Smarter Alternatives

Policyholders often see life insurance as a long-term safety net — something you set up, pay into and hope your family won’t need too soon. But for many policyholders, especially seniors juggling rising expenses, there comes a point when the

How to Maximize Life Insurance Settlement Value

Just 34% of Americans saving for retirement feel like they’re on track for success, according to data from the Federal Reserve. Moreover, 55% reported being uncomfortable managing their financial investments. Life settlements offer a path to improved financial security —

When to Recommend a Life Settlement | A Guide for Advisors

Financial advisors carry a lot of responsibility, especially as a client’s needs shift with age. When a client starts reevaluating their assets in retirement, or their family steps in to help, traditional financial planning strategies don’t always fit. That’s where