How much do life insurance policies sell for? It’s a common question for retirees who find themselves with policies they no longer need or have other, more immediate uses for the value contained in these policies. If you choose a

Policyholders often see life insurance as a long-term safety net — something you set up, pay into and hope your family won’t need too soon. But for many policyholders, especially seniors juggling rising expenses, there comes a point when the

Just 34% of Americans saving for retirement feel like they’re on track for success, according to data from the Federal Reserve. Moreover, 55% reported being uncomfortable managing their financial investments. Life settlements offer a path to improved financial security —

Financial advisors carry a lot of responsibility, especially as a client’s needs shift with age. When a client starts reevaluating their assets in retirement, or their family steps in to help, traditional financial planning strategies don’t always fit. That’s where

Life changes as the years roll on, and so do your financial needs. Maybe your mortgage is paid off, your kids are financially independent, or the cost of life insurance premiums is straining your budget. If your policy no longer

The face value of life insurance policies is steadily trending upward. Just 10 years ago, the average purchase value was $160,000 — it’s now over $200,000. But what happens if you no longer need some or all of your policy?

Life insurance is one of the most misunderstood assets in America. While most people think of their policies as something that only pays out when they die, you can actually get cash from your policy while you’re still alive by

Millions of seniors are carrying life insurance policies they no longer want, don’t need, or simply can’t afford. Yet most will let those policies lapse without realizing they might have held real market value. Despite life settlements being legal, regulated,

According to research from the National Council on Aging, 80% of American seniors struggle financially or are at risk of economic insecurity when they retire. For some seniors, one option is working longer to make money and reduce financial risk.

Long-term care is one of the most significant financial burdens facing many retirees. Assisted living, home health aides and nursing home stays can cost thousands of dollars per month, and traditional coverage often comes up short. Medicare does not cover