The Life Settlement Blog

A elderly couple walking their dog in the woods after their retirement

Benefits of Retirement Planning

As a financial advisor, it’s not uncommon to hear clients who are nearing retirement wonder, “Is it better to retire or keep working?” Younger clients may ask things like, “What is the most important factor in retirement planning?” Retirement—and all

Financial advisor helping you plan for retirement with life settlements

Retirement Planning Advisor Life Settlement Use Cases

Even the best retirement financial advisor may never have facilitated a life settlement for a senior client. But life settlements are helping people retire with more cash on hand and fewer recurring bills on a fixed income. Life settlements yield

Women researching enhanced cash surrender value on a laptop

Enhanced Cash Surrender Value

Did you know you can sell all or a portion of a life insurance policy, even term insurance? (4-minute read) If you have a life insurance policy you no longer want or need, you may be interested in what your

What Are the Tax Consequences of Cashing In a Whole Life Insurance Policy?

Did you know you can sell all or a portion of a life insurance policy, even term insurance? (4 minute read) If you’re considering surrendering or selling your life insurance policy, it’s important to understand what, if any, taxation consequences

Are Proceeds from Cashing in a Life Insurance Policy Taxable?

Did you know you can sell all or a portion of a life insurance policy, even term insurance? (3 minute read) When someone is considering selling a life insurance policy, one of the most frequently asked questions is “Will I

How Much Tax Do You Pay on a Life Insurance Payout?

Can you cash out a whole life insurance policy? Yes, you can sell all or a portion of a life insurance policy, even term insurance. (3 minute read) If you are looking to rid yourself of a burdensome life insurance

Taxable Gains on Life Insurance Policies

Did you know you can sell all or a portion of a life insurance policy, even term insurance? (6 minute read) Can you cash out a life insurance policy before death?  Yes, surrendering or selling a life insurance policy can

What Is the Average Cash Surrender Value of a Life Insurance Policy?

Did you know you can sell all or a portion of a life insurance policy, even term insurance? (3 minute read) If you have a life insurance policy that you no longer want or need, you may be wondering what

Should You Surrender Your Life Insurance Policy for Cash Value?

Did you know you can sell all or a portion of a life insurance policy, even term insurance? (8 minute read) ` So, your life has recently changed and you’re looking into different options for your life insurance policy. Surrendering

Does a Term Life Insurance Policy Have Cash Value?

Did you know you can sell all or a portion of a life insurance policy, even term insurance? (3-minute read) Does term life insurance have a cash value? If you have a convertible term life policy, the answer is yes!