Financially Supporting a Move During Retirement

(3 Minute Read) Retirement is time to take for yourself, doing the things you want to do. Moving to a new location, where the weather is warmer and the air is cleaner, is a popular option for seniors after entering

Downsizing for Seniors

(3 Minute Read) Now that the kids are gone and you’ve decided it’s time to move into a smaller, more manageable home, you have to thin out your belongings. For the majority of people, this is a daunting prospect. How do you

Advance Directives, Living Wills, and Living Trusts

(3 Minute Read) Do you have a specific plan in place for your end-of-life care? Or how your family will be cared for after you pass? Many people put off such tasks because they find them unpleasant, but in order

Discover The Hidden Value of Your Client’s Term Life Insurance

(2 Minute Read) I want to talk about an opportunity that’s often missed among advisors as they review senior clients’ finances: term life insurance policies sold in life settlements. Accounting for approximately 40% of new life insurance policies purchased each

How Does a Life Settlement Work?

(2 Minute Read) The top question we usually get from advisors is, “what is a life settlement?” Even though the market has existed for over 20 years, it still surprises and humbles me to learn that there are so many

Making Forced Retirement Work

(2 Minute Read) While we can do what we can to protect ourselves from any unseen costs by maintaining an emergency savings fund, some things are bigger than emergency funds. Like when you’re forced into retirement because of a serious

Life Insurance Without a Beneficiary

(3 Minute Read) There are a lot of questions surrounding your options if you are no longer with the person originally listed as a beneficiary on your life insurance—whether because they have passed or because you’ve made changes in your

Active Retirement: Doing the Things You Never Got Around To When You Were Younger

(3 Minute Read) Life has a way of getting away from us. When we’re young, we have high ambitions for all the great things we want to do when we get the freedom to when we’re older, but as life

Can You Sell a Portion of a Policy?

(3 Minute Read) For many who choose to opt for a life settlement, selling the entire policy makes sense. When your client simply doesn’t have a need for the policy anymore, or it just doesn’t make sense to keep paying

Whole Life vs. Universal Life: Does One Make a Better Life Settlement?

(4 Minute Read) Advisors often ask a variety of questions regarding the potential value of a client’s insurance policy. And frankly, value has a lot to do with the type of policy that the insured is trying to sell. A