Author Archives: DemandJump Content

Are Life Settlements Worth It?

Life settlement companies provide a valuable lifeline for individuals to recoup tangible value from a life insurance policy they no longer want or need—or simply can’t afford to keep paying premiums toward. Before you open a new tab and start

How Much Do Life Settlement Brokers Charge?

If you’re thinking about selling all or part of an unneeded life insurance policy, there are plenty of life settlement companies ready to work with you. But the decision to opt for a life settlement should not be taken lightly,

How Much Do Life Settlements Pay?

When it comes to selling your life insurance policy, many life settlement companies will offer you a payout in exchange for the death benefit. But how much is a life settlement worth when you sell your policy? It depends on

What Is Important To Consider When Choosing To Sell My Life Insurance Policy?

Selling your life insurance policy can be a great way to supplement your retirement income. Not only do you rid yourself of burdensome premium payments, but you also gain a hefty payout to spend however you want. But before you

Who Should I Sell My Life Insurance Policy To?

If you’re reading this, you’ve likely made the decision to sell your life insurance policy. Selling your policy for a life settlement will both eliminate monthly premiums and give you a higher payout than surrendering the policy. Both of these

How Do I Choose a Life Settlement Provider and/or Broker?

If you have a life insurance policy you no longer want or need, you may be interested in a life settlement. In a life settlement, you sell your life insurance policy to an investor. You receive a one-time lump sum

What Is the Typical Life Settlement Payout?

Really, the exact dollar amount will differ depending on your policy, provider, and other circumstances. In general, a life settlement payout typically ranges from 10% to 25% of the policy benefit amount. Compared to the surrender value of your policy,

What Is the Difference Between a Life Settlement Broker and Provider?

The reasons to seek out a life settlement are numerous. Perhaps you want a little extra cash to pay for unexpected expenses. Or maybe you want to take a trip with your loved ones and could use the money from

Can You Sell a Life Insurance Policy if You Are Under 65?

Although there are a few exceptions for individuals with certain medical conditions, you typically cannot sell your life insurance policy if you are under the age of 65. Which begs the question, at what age can you sell your life

What Is a Settlement of a Death Benefit?

When it comes to life insurance policies, there are two ways to reach a settlement. The first is by paying the death benefit to the beneficiary. Generally, death benefits are paid out in four different methods: 1. A lump sum