Helping Clients Retire

Is one of your clients a good fit to sell their life insurance policy? Complete this questionnaire with your client in order to begin exploring the life settlement market.

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When an insurance policy no longer makes sense, many choose to lapse or surrender it. But that’s not your only option. Download our new resource to learn about the life settlement market.

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With the new DOL Fiduciary Rule on the horizon, could trusted insurance agents become responsible for acting in their clients’ best interests as fiduciaries? Learn all about the possible changes coming to your fiduciary status—and why life settlements fit into the picture

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Did you know that even term policies can be converted to the latest generation of universal life in order to qualify for a life settlement? Download this resource to learn all about term conversion life settlements.

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Did you know you can sell all or a portion of your life insurance policy for an amount greater than the cash surrender value? Click the download button below and get immediate access to this valuable information.

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Tell us a little about your clients’s age, health, and life insurance policy using this anonymous calculator. Simply tally your score and this will tell you how good of a fit your client’s policy is for the life settlement or viatical settlement market. (If you need a physical copy of the calculator you can download our Life Settlement Qualifier Sheet.)

After completing the Qualification Calculator, fill out this detailed application to give us all the information we need to evaluate and qualify your policy. This application must be completed by the policy owner, and requires a copy of the life insurance policy. To learn more click the button below.

Irrevocable life insurance trusts (ILITs) have been a tool financial advisors have used for ages to ensure the families of their clients are taken care of in the event of the client’s death. But there’s a huge opportunity that many advisors miss in ILITs, and it’s right
under their noses!

Term life insurance policies fulfill an obvious need in the market, helping people with a specific need for life insurance for a set amount of time. They’re a great “just-in-case” option, and one that the policyholder doesn’t need to continue paying for after the need is no longer there.

For many who choose to opt for a life settlement or viatical settlement, selling the entire policy makes sense. When your client simply doesn’t have a need for the policy anymore, or it just doesn’t make sense to keep paying the premium, a life settlement is the perfect option. But what about someone who wants to retain part of their policy?

As a financial advisor, you’re in a position to provide real, valuable opportunities and advice to your clients. When it comes to senior clients living in or working towards retirement, assisting them in making choices they didn’t even know were available to them can go a long way.