Selling my Life Insurance Qualification Calculator
See If You Qualify With Our Quick Questionnaire
Answer a few questions to get a preliminary idea of how well your policy may fit the life settlement market. This quick qualification calculator takes about two minutes and is designed to help you understand whether your policy may be worth a closer look.
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How old is the insured?
Age is one of the strongest initial indicators in life-settlement screening.
What is the policy’s death benefit?
Enter the current face amount in U.S. dollars.
What type of life insurance policy is it?
Some policy types are more commonly used in life settlements than others.
Approximately how long has the policy been in force?
Very new policies may face contestability, transfer, or state-specific restrictions.
About how much is currently paid in annual premium?
Use the approximate annual amount required to keep the policy in force.
What is the approximate cash surrender value?
If you do not know, enter 0 and the case can still be screened.
Has the insured’s health changed materially since the policy was issued?
A decline in health can materially affect life-settlement value, but a full underwriting review is still required.
Who owns the policy?
What state does the policy owner reside in?
State rules and licensing requirements can affect the transaction.
Why is the owner considering a life settlement?
Screening result
Request a full review
Based on your preliminary screening, this case may be appropriate for a full review.
Do I Qualify Contact NEW
- No obligation or commitment to proceed.
- Get a preliminary score and rating based on your answers.
- See whether your policy may be a candidate for further review.
- Your results are an initial screening, not a guarantee of eligibility or a life settlement offer.
Qualifying for Life Settlements
Whether your monthly premium payments have become too large of an expense for your budget, or another source of income has offset your need for your policy’s benefits, selling your life insurance policy may make sense. For any policy valued at $100,000 and up, we offer a practical solution with a proven history of helping seniors achieve their financial goals.
We won’t know for sure that selling your policy on the life settlement market makes sense for you until we finish the application process. Before you start the application process, take some time and use this handy Qualification Calculator to get a good idea of where you’ll stand once you’re ready to apply.
Answer the questions below to the best of your knowledge for a score and a rating of your policy’s candidacy for the life settlement market.
Do I Qualify?
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