Category Archives: Uncategorized

Is a Life Settlement Right For You? Find Out Now

Should I sell my life insurance policy? Maybe this thought has crossed your mind. Or, maybe you didn’t even know selling your life insurance was an option to get out of an unnecessary or unwanted policy. With a life settlement,

Life Settlement 101: What Happens After a Life Settlement?

Life settlements offer a financial lifeline for seniors who no longer need or can’t afford their life insurance policies. By selling a life insurance policy through a life settlement transaction, the policyholder receives a lump sum payment that is usually

What Is Life Settlement Valuation and How Does It Work?

Life settlement valuation is the process of appraising a life insurance policy for sale on the settlement market. This process determines how much you or your client’s life insurance policy is worth and what kind of payout you can expect

Qualifying for a Life Settlement: Key Factors Explained

A life settlement can offer a huge financial opportunity, especially for seniors and other individuals with multiple or underperforming life insurance policies. By selling a life insurance policy through a life settlement, you can unlock immediate cash. Securing a settlement

Whole vs. Universal Life Settlement: What’s the Difference?

When considering life insurance policies, two of the most popular options are whole life and universal life insurance. Both offer unique features and benefits that cater to different financial needs. However, when it comes to life settlements — the sale

Comparing Life Settlement Brokers vs. Settlement Providers

Thinking of selling a life insurance policy through a life settlement? Whether you’re a policyholder or a financial advisor working on behalf of a client, you’re likely to encounter two key players in the settlement process: life settlement brokers and

Navigating the Life Settlement Process for Seniors

A life settlement can be a valuable financial strategy for seniors with an unneeded or obsolete life insurance policy. By selling your policy to a third party, you can access funds for health care, retirement or other financial needs. So,

Viatical vs. Life Settlements: Key Differences Explained

As we age, unexpected financial needs arise, making it necessary to explore options for cashing out life insurance policies. For seniors, this can mean turning to either a viatical settlement or life settlement. These options provide a way to unlock

How Long Do You Have to Wait to Sell Your Life Insurance Policy?

Can I Sell My Term Life Insurance Policy?

Exploring Your Options in 2024 If you’re holding a term life insurance policy, you might find yourself questioning whether you can sell it, especially if your financial situation has changed. Selling your term life insurance policy is indeed an option

How Long Do You Have to Wait to Sell Your Life Insurance Policy?

As much as we’d like to think we are in total control, the truth is that life is unpredictable. When their circumstances change, many seniors consider selling all (or part) of their life insurance policy in exchange for a cash