The One Big Beautiful Bill (OBBB), signed into law on July 4, 2025, brings sweeping changes for retirees. At the center is a new $6,000 ($12,000 for couples) senior standard deduction increase available through 2028. The new tax law is

Joint survivorship life insurance was once a staple in estate planning. Many couples bought these second-to-die policies decades ago to cover federal estate taxes or leave a sizable inheritance behind. The idea made sense when tax thresholds were lower and

After decades in the workforce, retirement should be a time for seniors to relax and enjoy the fruit of their long-term labors. According to data from the AARP, 61% adults over 50 worry they will not have enough money for

If you want to sell life insurance for cash — also known as a life settlement — you’ve picked a good time. The life settlement market is predicted to see significant growth through 2025 and beyond, thanks to aging populations

Clients rely on fiduciaries to guide them through complex financial decisions, especially as they age and their financial priorities shift. Life settlements are gaining attention as a way for seniors to turn unwanted or unneeded life insurance policies into immediate

How much do life insurance policies sell for? It’s a common question for retirees who find themselves with policies they no longer need or have other, more immediate uses for the value contained in these policies. If you choose a

Policyholders often see life insurance as a long-term safety net — something you set up, pay into and hope your family won’t need too soon. But for many policyholders, especially seniors juggling rising expenses, there comes a point when the

Just 34% of Americans saving for retirement feel like they’re on track for success, according to data from the Federal Reserve. Moreover, 55% reported being uncomfortable managing their financial investments. Life settlements offer a path to improved financial security —

Financial advisors carry a lot of responsibility, especially as a client’s needs shift with age. When a client starts reevaluating their assets in retirement, or their family steps in to help, traditional financial planning strategies don’t always fit. That’s where

Life changes as the years roll on, and so do your financial needs. Maybe your mortgage is paid off, your kids are financially independent, or the cost of life insurance premiums is straining your budget. If your policy no longer