Did you purchase a life insurance policy as a way to help reduce the burden of estate taxes on your loved ones? If so, you may not need the policy anymore. The results of the 2024 election have shifted the
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Life Settlements After Tax Changes: Maximizing Policy Value
Should You Surrender Your Life Insurance for Cash?
You may have had your life insurance policy for a while. Perhaps you took it out to protect your family, business or future, but those things have changed. Maybe you have paid off your house. Maybe your kids are grown.
How Life Settlements Can Help Your Clients Keep More of Their Money
Retirement should be a time to slow down, relax and enjoy life. According to recent data from the AARP, however, most people don’t know when — or if — they’ll be able to retire. Consider that 20% of adults 50
What Happens When Your Term Life Insurance Expires?
You may have been paying premiums on your term life insurance policy for years, and now it’s close to expiring. You may be wondering if all the money you have paid into it will simply vanish. If your term life
What Is the Average Cash Surrender Value of a Life Insurance Policy?
Life insurance policies can provide peace of mind for you and financial security for your family. But what happens if you no longer need (or want) your policy? Is there any way to recoup some of the money you’ve spent?
Cancelling Your Life Insurance: Good Idea or Risky Bet?
Many policyholders ask the same question later in life: Should I cancel my life insurance? There are pros and cons to this approach. If you need cash to help cover unexpected costs or prefer to reinvest the money somewhere else,
Life Insurance Settlements and Terminal Illness: What You Should Know
Facing a terminal diagnosis is a challenging experience, both emotionally and financially. Many policyholders wonder if they can use their life insurance to cover medical expenses, improve their quality of life or provide for their loved ones before they pass.
Can You Borrow from a Life Insurance Policy? Pros and Cons
Life insurance is often considered a safety net for loved ones, providing financial security in case of an untimely passing. However, policyholders may not realize that their life insurance policy can also serve as a financial tool while they’re still
What to Do When You Can’t Afford Life Insurance Premiums Anymore
Life insurance provides financial security for loved ones, but paying the premiums can become difficult over time. Whether due to retirement, a change in income or unexpected expenses, many people find themselves unable to keep up with their life insurance
Guide to Evaluating Life Settlement Companies
The U.S. life insurance market was worth more than $1.2 trillion in 2024 and is on track to reach $1.5 trillion by 2028. These numbers make life insurance a valuable investment opportunity for buyers, and a potential windfall for policyholders