High-net-worth and senior clients rarely rely on a single financial advisor. Their financial lives touch the desks of CPAs, estate attorneys, insurance agents, financial advisors and trust officers. Each brings specialized expertise, but the lack of coordination often leaves valuable

Americans now face a new “triple threat” to retirement security: Rising inflation, increasing healthcare costs, and changing tax laws. These three forces don’t just add pressure; they multiply it across all aspects ofretirement. Seniors may choose to keep working longer

You paid into your term life policy for years, maybe decades. But now the premiums feel like a burden, and the coverage isn’t as relevant as it once was. You’re not alone. Thousands of people ask the same question every

Stock market swings are inevitable and actually a sign of a healthy economy. While market dips are often nerve-wracking for everyday investors, many can eventually recover their losses if they hold on and ride the wave back to more prosperous

Signed into law on July 4, 2025, the One Big Beautiful Bill provides seniors with a $6,000 tax deduction boost ($12,000 for couples). Your tax savings can be significant, but only if you’re below the income thresholds. Phaseouts start at

A life insurance policy is often viewed as a means to support others. However, many older Americans are now discovering that it can become a valuable financial asset for themselves. Between 2021 and 2024, the average life settlement payout was

Mergers. Partner buyouts. Retirement. All of these can trigger the same silent problem: a business owner holding on to a life insurance policy that no longer serves their goals. These are typically corporate-owned plans, such as key person life insurance

On July 3, 2025, Congress passed the One Big Beautiful Bill Act (OBBBA). Part of this bill includes significant changes and steep cuts to Medicaid, which will lead to higher overall healthcare costs for individuals. For example, the Act will

Life insurance offers a safety net to protect your family’s financial future. But as they age, many seniors discover that life insurance policies have outlived their usefulness. For example, you might have investments or other insurance policies that provide enough

Selling a life insurance policy can feel like a last resort, but for many seniors, it’s actually a practical way to convert an unused asset into financial flexibility. The premiums may have become too expensive, or the policy’s original purpose