Selling my Life Insurance Qualification Calculator
Life Settlement Eligibility & Policy Review
Could your life insurance policy qualify for a life settlement?
Answer a few questions about the insured, the policy, and recent health changes. We use the information only for a preliminary review to determine whether a more detailed evaluation may be worthwhile.How many insureds are covered by this policy?
We can review both single-life and joint survivorship / second-to-die policies.
Tell us about the insured
Age and sex are important preliminary longevity indicators.
What type of policy is it?
Permanent policies are commonly reviewed; term coverage generally must still be convertible.
What is the policy's death benefit?
Larger policies generally have more room for life-settlement economics.
What does the policy cost to maintain?
The minimum premium required to keep coverage in force is more useful than a voluntary payment amount. Enter what you know.
Carrier and policy history
These details help identify policies that may need additional review.
Has the insured had any major health conditions?
Select all that apply. This is a preliminary screen only; no medical records are requested here.
Has the second insured experienced any of the following?
Select all that apply. This is only a preliminary screen; do not upload medical records.
Tell us a little more about the second insured's health
Has health changed recently?
Recent diagnoses, treatment, and hospitalizations may materially affect whether a case merits underwriting.
Who owns the policy?
Why are you considering a life settlement?
Where should we send your preliminary result?
We collect contact information before displaying the result so a specialist can follow up if the case merits review.
- No obligation to sell your policy.
- Designed to identify stronger candidates and unusual cases that deserve a human review.
- Your result is a preliminary screening result, not a policy valuation, offer, or life-expectancy estimate.
Qualifying for Life Settlements
Whether your monthly premium payments have become too large of an expense for your budget, or another source of income has offset your need for your policy's benefits, selling your life insurance policy may make sense. For any policy valued at $100,000 and up, we offer a practical solution with a proven history of helping seniors achieve their financial goals. We won't know for sure that selling your policy on the life settlement market makes sense for you until we finish the application process. Before you start the application process, take some time and use this handy Qualification Calculator to get a good idea of where you'll stand once you're ready to apply. Answer the questions below to the best of your knowledge for a score and a rating of your policy's candidacy for the life settlement market.
Do I Qualify?
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