Qualification Calculator

The qualification calculator will help you determine if your life insurance policy qualifies for a Life Settlement. Please choose the answer to each question below the best describes you or your policy. When you are finished click submit and to reveal your score.

 

What is your age? If a survivorship policy the age of the youngest insured.
64 years or younger?
65-72 years
73-87 years
88 years or older

Gender of Insured? If a survivorship policy choose female
Female
Male

Health of the insured? If a survivorship policy, answer for the youngest insured.
Healthy and active
Slight medical issues
Moderate medical issues (controllable)
Major medical issues
Not sure

What type of policy do you own?
Term Life
Convertible Term Life
Survivorship Universal Life
Survivorship Whole Life
Whole Life
Universal Life
Not Sure

What is the cash surrender value?
10% of the death benefit or greater
5%-10% of the death benefit
Up to 5% of the death benefit
Not Sure

What are the outstanding loans against the policy
You have no loans against the policy
Up to 50% of the death benefit
Greater than 50% of the death benefit
Not Sure

What is annual premium as a percentage of the death benefit?
5% or greater
4%
3%
Up to 2%
Not Sure

What is the death benefit?
Up to $250,000
$250,000 - $5 million
$5 million or greater

your score:

Opportunity for Senior Life Settlement:

	0-8points	None
	9-12 points	Fair
	13-17 Points	Good
	18+ points	Excellent

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